Irs.Gov Tsp Ira Roth Contribution Limits 2025. 4 the 401(k) limit was initially $45,475 in 1978 but was reduced to $7,000 by the tax. The individual retirement account (ira) limit was $1,500 per year when established in 1974.

If you qualify, you can stash away up to $7,000 in your roth ira for the year. For the 2025 tax year, the irs is increasing the annual contribution limit for 401 (k) plans by $500 from the current limit of $23,000 in 2024 to $23,500 in 2025.